STOCKTON MORTGAGE CORPORATION
7,147 mortgages originated in 2025 across 14 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,147
- Median rate
- 6.625%
- Median lender fees
- $7,379
- Median loan amount
- $235,000
- Median spread over APOR
- 0.497
- Paid discount points
- 65.4%
- Received lender credits
- 17.3%
- Purchases / refinances
- 84.9% / 14.1%
- Conventional / FHA / VA
- 50.7% / 34.7% / 8.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.3% of loans here — see methodology.
Where STOCKTON MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Kentucky | 2,250 | $6,914 | 6.625% |
| Alabama | 997 | $7,969 | 6.500% |
| Tennessee | 703 | $8,673 | 6.625% |
| Indiana | 657 | $4,645 | 6.750% |
| Georgia | 442 | $8,943 | 6.500% |
| Mississippi | 391 | $8,349 | 6.625% |
| Florida | 289 | $10,098 | 6.625% |
| Ohio | 283 | $6,714 | 6.750% |
| Pennsylvania | 270 | $7,632 | 6.625% |
| West Virginia | 226 | $6,935 | 6.750% |
| Arkansas | 150 | $4,954 | 6.625% |
| Iowa | 149 | $7,573 | 6.625% |
| Michigan | 121 | $6,219 | 6.750% |
| Illinois | 82 | $7,020 | 6.750% |