Loan Funder LLC
9,296 mortgages originated in 2025 across 24 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,296
- Median rate
- 9.250%
- Median lender fees
- —
- Median loan amount
- $245,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 57.6% / 42.4%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where Loan Funder LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New York | 1,689 | — | 9.990% |
| New Jersey | 1,217 | — | 9.750% |
| Illinois | 1,106 | — | 7.990% |
| Ohio | 564 | — | 8.275% |
| Pennsylvania | 542 | — | 9.750% |
| Florida | 435 | — | 10.250% |
| Connecticut | 324 | — | 8.010% |
| Georgia | 317 | — | 9.250% |
| Texas | 284 | — | 9.990% |
| Indiana | 258 | — | 7.605% |
| North Carolina | 257 | — | 9.990% |
| Michigan | 221 | — | 8.130% |
| Missouri | 217 | — | 7.510% |
| Alabama | 213 | — | 7.680% |
| California | 197 | — | 10.000% |
| Maryland | 173 | — | 10.250% |
| Tennessee | 161 | — | 7.790% |
| Massachusetts | 136 | — | 10.500% |
| Virginia | 129 | — | 9.750% |
| South Carolina | 115 | — | 8.090% |
| Mississippi | 84 | — | 7.010% |
| Louisiana | 71 | — | 7.840% |
| Kentucky | 58 | — | 7.965% |
| Colorado | 51 | — | 7.630% |