KEESLER
1,337 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,337
- Median rate
- 6.875%
- Median lender fees
- $4,223
- Median loan amount
- $135,000
- Median spread over APOR
- -0.429
- Paid discount points
- 0.4%
- Received lender credits
- 26.8%
- Purchases / refinances
- 39.3% / 22.6%
- Conventional / FHA / VA
- 75.2% / 15.5% / 8.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 51.2% of loans here — see methodology.
Where KEESLER lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Mississippi | 1,066 | $4,075 | 6.750% |
| Louisiana | 183 | $4,504 | 7.250% |
| Alabama | 71 | — | 6.125% |