Leader Bank, National Association
6,274 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,274
- Median rate
- 6.250%
- Median lender fees
- $4,883
- Median loan amount
- $495,000
- Median spread over APOR
- -0.165
- Paid discount points
- 8.5%
- Received lender credits
- 41.6%
- Purchases / refinances
- 71.7% / 18.7%
- Conventional / FHA / VA
- 97.9% / 1.1% / 0.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78.7% of loans here — see methodology.
Where Leader Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 4,926 | $4,874 | 6.250% |
| New Hampshire | 248 | $4,357 | 6.375% |
| Connecticut | 177 | $5,502 | 6.490% |
| Rhode Island | 124 | $4,696 | 6.375% |
| Florida | 114 | $5,892 | 6.375% |
| Maine | 60 | — | 6.313% |
| California | 58 | — | 6.250% |
| Texas | 53 | — | 6.490% |
| North Carolina | 51 | — | 6.490% |