Webster Bank, National Association
3,106 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,106
- Median rate
- 6.740%
- Median lender fees
- $5,910
- Median loan amount
- $245,000
- Median spread over APOR
- 0.450
- Paid discount points
- 5.8%
- Received lender credits
- 12.7%
- Purchases / refinances
- 33.4% / 36.7%
- Conventional / FHA / VA
- 99.9% / 0.1% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 45.9% of loans here — see methodology.
Where Webster Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Connecticut | 1,541 | — | 6.740% |
| Massachusetts | 616 | $6,192 | 6.375% |
| New York | 564 | $6,318 | 6.500% |
| New Jersey | 215 | $7,844 | 6.250% |
| Rhode Island | 105 | — | 6.790% |