NATIONS DIRECT MORTGAGE, LLC

5,926 mortgages originated in 2025 across 18 states, and what they cost borrowers.

Loans originated

5,926

Median rate

6.615%

Median lender fees

$8,614

Median loan amount

$385,000

Median spread over APOR

0.212

Paid discount points

43.8%

Received lender credits

43.5%

Purchases / refinances

71.9% / 28.1%

Conventional / FHA / VA

69.4% / 21.1% / 9.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.9% of loans here — see methodology.

Where NATIONS DIRECT MORTGAGE, LLC lent

States with at least 50 loans in 2025, ranked by volume.