HOMEBRIDGE FINANCIAL SERVICES, INC.
17,312 mortgages originated in 2025 across 38 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,312
- Median rate
- 10.040%
- Median lender fees
- $9,391
- Median loan amount
- $155,000
- Median spread over APOR
- 0.112
- Paid discount points
- 12.2%
- Received lender credits
- 10.3%
- Purchases / refinances
- 16% / 12.4%
- Conventional / FHA / VA
- 86% / 7.8% / 6.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 23.9% of loans here — see methodology.
Where HOMEBRIDGE FINANCIAL SERVICES, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 3,155 | $12,789 | 10.040% |
| Florida | 2,433 | $9,721 | 10.350% |
| New York | 1,590 | $15,008 | 9.410% |
| Texas | 1,135 | $8,846 | 9.910% |
| New Jersey | 989 | $14,015 | 10.160% |
| Georgia | 669 | $9,061 | 10.290% |
| Arizona | 590 | $9,443 | 10.225% |
| Virginia | 485 | $4,741 | 10.040% |
| North Carolina | 461 | $4,863 | 10.100% |
| Colorado | 424 | $9,639 | 9.850% |
| Tennessee | 391 | $6,587 | 10.240% |
| Washington | 371 | $8,249 | 10.225% |
| Pennsylvania | 335 | $7,734 | 9.990% |
| Connecticut | 327 | $9,402 | 10.100% |
| Ohio | 309 | $4,824 | 10.165% |
| Michigan | 277 | — | 10.370% |
| Maryland | 276 | $7,371 | 9.410% |
| Illinois | 248 | — | 10.537% |
| Indiana | 192 | — | 10.280% |
| South Carolina | 187 | $5,770 | 9.740% |
| Missouri | 187 | $4,713 | 9.910% |
| Louisiana | 171 | $8,348 | 9.540% |
| Oregon | 170 | — | 10.205% |
| Massachusetts | 168 | — | 9.785% |
| Nevada | 150 | — | 10.080% |
| Alabama | 149 | $8,506 | 9.490% |
| Wisconsin | 146 | $4,957 | 7.375% |
| Maine | 122 | — | 9.537% |
| New Mexico | 120 | $6,658 | 7.625% |
| Hawaii | 118 | $12,820 | 7.313% |
| Kentucky | 117 | — | 9.910% |
| Utah | 109 | — | 10.100% |
| Idaho | 89 | — | 10.390% |
| Oklahoma | 70 | — | 9.940% |
| New Hampshire | 69 | — | 9.440% |
| Rhode Island | 66 | — | 10.172% |
| Minnesota | 62 | — | 9.990% |
| Arkansas | 61 | — | 9.600% |