APR.net

HOMEBRIDGE FINANCIAL SERVICES, INC.

17,312 mortgages originated in 2025 across 38 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
17,312
Median rate
10.040%
Median lender fees
$9,391
Median loan amount
$155,000
Median spread over APOR
0.112
Paid discount points
12.2%
Received lender credits
10.3%
Purchases / refinances
16% / 12.4%
Conventional / FHA / VA
86% / 7.8% / 6.1%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 23.9% of loans here — see methodology.

Where HOMEBRIDGE FINANCIAL SERVICES, INC. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
California 3,155 $12,789 10.040%
Florida 2,433 $9,721 10.350%
New York 1,590 $15,008 9.410%
Texas 1,135 $8,846 9.910%
New Jersey 989 $14,015 10.160%
Georgia 669 $9,061 10.290%
Arizona 590 $9,443 10.225%
Virginia 485 $4,741 10.040%
North Carolina 461 $4,863 10.100%
Colorado 424 $9,639 9.850%
Tennessee 391 $6,587 10.240%
Washington 371 $8,249 10.225%
Pennsylvania 335 $7,734 9.990%
Connecticut 327 $9,402 10.100%
Ohio 309 $4,824 10.165%
Michigan 277 10.370%
Maryland 276 $7,371 9.410%
Illinois 248 10.537%
Indiana 192 10.280%
South Carolina 187 $5,770 9.740%
Missouri 187 $4,713 9.910%
Louisiana 171 $8,348 9.540%
Oregon 170 10.205%
Massachusetts 168 9.785%
Nevada 150 10.080%
Alabama 149 $8,506 9.490%
Wisconsin 146 $4,957 7.375%
Maine 122 9.537%
New Mexico 120 $6,658 7.625%
Hawaii 118 $12,820 7.313%
Kentucky 117 9.910%
Utah 109 10.100%
Idaho 89 10.390%
Oklahoma 70 9.940%
New Hampshire 69 9.440%
Rhode Island 66 10.172%
Minnesota 62 9.990%
Arkansas 61 9.600%