K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.
4,029 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,029
- Median rate
- 5.990%
- Median lender fees
- $7,339
- Median loan amount
- $415,000
- Median spread over APOR
- -0.258
- Paid discount points
- 62.9%
- Received lender credits
- 10.6%
- Purchases / refinances
- 100% / 0%
- Conventional / FHA / VA
- 60.3% / 28.1% / 11.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 820 | $8,771 | 5.875% |
| California | 686 | $10,374 | 4.990% |
| Arizona | 468 | $10,196 | 4.990% |
| Delaware | 364 | $6,275 | 6.625% |
| Florida | 343 | $8,629 | 5.750% |
| New Jersey | 331 | $6,539 | 6.875% |
| Ohio | 247 | $5,247 | 5.990% |
| Virginia | 244 | $8,440 | 6.250% |
| Maryland | 232 | $6,279 | 6.625% |
| South Carolina | 150 | $5,194 | 6.625% |
| Georgia | 73 | $8,232 | 6.490% |
| West Virginia | 68 | $8,039 | 6.490% |