Fifth Third Bank, National Association
39,534 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 39,534
- Median rate
- 7.500%
- Median lender fees
- $3,442
- Median loan amount
- $105,000
- Median spread over APOR
- 0.550
- Paid discount points
- 11.5%
- Received lender credits
- 23.5%
- Purchases / refinances
- 23.8% / 32.6%
- Conventional / FHA / VA
- 96.5% / 2.5% / 0.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 39.3% of loans here — see methodology.
Where Fifth Third Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 12,389 | $3,342 | 7.500% |
| Michigan | 6,106 | $3,086 | 7.500% |
| Indiana | 4,817 | $2,752 | 7.750% |
| Illinois | 4,111 | $4,848 | 7.500% |
| Florida | 3,553 | $4,900 | 7.650% |
| Kentucky | 3,150 | $3,052 | 7.750% |
| North Carolina | 2,216 | $3,827 | 7.250% |
| Tennessee | 971 | $3,426 | 7.625% |
| South Carolina | 863 | $4,971 | 6.500% |
| Georgia | 691 | $4,792 | 7.250% |
| West Virginia | 164 | $3,908 | 7.875% |
| California | 51 | — | 6.000% |