The Huntington National Bank
51,203 mortgages originated in 2025 across 20 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 51,203
- Median rate
- 7.440%
- Median lender fees
- $4,272
- Median loan amount
- $135,000
- Median spread over APOR
- 0.523
- Paid discount points
- 16.3%
- Received lender credits
- 26.2%
- Purchases / refinances
- 29.1% / 32.3%
- Conventional / FHA / VA
- 94.9% / 3.9% / 1.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 42.2% of loans here — see methodology.
Where The Huntington National Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 24,819 | $4,200 | 7.590% |
| Michigan | 10,932 | $3,693 | 7.490% |
| Illinois | 4,352 | $6,334 | 6.990% |
| Indiana | 2,547 | $3,278 | 7.840% |
| Pennsylvania | 1,812 | $5,276 | 7.590% |
| Minnesota | 1,707 | $4,769 | 7.250% |
| West Virginia | 1,148 | $4,457 | 7.000% |
| Kentucky | 903 | $3,468 | 7.125% |
| Colorado | 675 | $4,347 | 6.750% |
| Wisconsin | 664 | $3,130 | 6.875% |
| North Carolina | 245 | $4,993 | 6.500% |
| Florida | 204 | $6,012 | 6.625% |
| Texas | 169 | $9,750 | 6.510% |
| South Carolina | 129 | $4,960 | 6.750% |
| New Jersey | 106 | $6,243 | 6.375% |
| Tennessee | 74 | $6,430 | 6.625% |
| Washington | 66 | $6,154 | 6.875% |
| Georgia | 64 | $6,175 | 6.813% |
| Arizona | 64 | $8,284 | 6.875% |
| Virginia | 51 | $5,423 | 6.500% |