The Huntington National Bank

51,203 mortgages originated in 2025 across 20 states, and what they cost borrowers.

Loans originated

51,203

Median rate

7.440%

Median lender fees

$4,272

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$135,000

Above the going rate (spread over APOR)

0.523

Paid discount points

16.3%

Received lender credits

26.2%

Purchases / refinances

29.1% / 32.3%

Conventional / FHA / VA

94.9% / 3.9% / 1.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 42.2% of loans here — see methodology.

Where The Huntington National Bank lent

States with at least 50 loans in 2025, ranked by volume.