City National Bank of West Virginia
2,944 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,944
- Median rate
- 6.290%
- Median lender fees
- $200
- Median loan amount
- $105,000
- Median spread over APOR
- 0.240
- Paid discount points
- 0.3%
- Received lender credits
- 22.6%
- Purchases / refinances
- 34.9% / 27.1%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 56.6% of loans here — see methodology.
Where City National Bank of West Virginia lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| West Virginia | 1,808 | $200 | 6.290% |
| Kentucky | 643 | $655 | 6.290% |
| Virginia | 328 | $200 | 6.290% |
| Ohio | 161 | $200 | 6.290% |