HOMEAMERICAN MORTGAGE CORPORATION
5,353 mortgages originated in 2025 across 13 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,353
- Median rate
- 4.500%
- Median lender fees
- $5,404
- Median loan amount
- $485,000
- Median spread over APOR
- -1.672
- Paid discount points
- 60.6%
- Received lender credits
- 12.7%
- Purchases / refinances
- 100% / 0%
- Conventional / FHA / VA
- 48.8% / 33.2% / 18%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where HOMEAMERICAN MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Colorado | 1,121 | $5,449 | 4.500% |
| Arizona | 971 | $5,404 | 4.500% |
| California | 865 | $5,963 | 4.875% |
| Florida | 614 | $5,488 | 4.625% |
| Nevada | 376 | $5,029 | 4.500% |
| Utah | 300 | $5,514 | 4.625% |
| Washington | 299 | $3,381 | 4.999% |
| Virginia | 210 | $5,569 | 4.999% |
| Idaho | 147 | $4,955 | 4.999% |
| Tennessee | 115 | $5,759 | 4.500% |
| Texas | 104 | $1,237 | 4.999% |
| New Mexico | 101 | $6,839 | 4.500% |
| Maryland | 53 | $3,744 | 5.375% |