GoodLeap, LLC

9,778 mortgages originated in 2025 across 32 states, and what they cost borrowers.

Loans originated

9,778

Median rate

6.625%

Median lender fees

$9,833

Median loan amount

$115,000

Median spread over APOR

0.249

Paid discount points

55.6%

Received lender credits

17.3%

Purchases / refinances

0.3% / 99.7%

Conventional / FHA / VA

68.1% / 21.9% / 10%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 56.9% of loans here — see methodology.

Where GoodLeap, LLC lent

States with at least 50 loans in 2025, ranked by volume.