Click n' Close, Inc.
10,736 mortgages originated in 2025 across 28 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,736
- Median rate
- 6.875%
- Median lender fees
- $5,135
- Median loan amount
- $225,000
- Median spread over APOR
- 2.250
- Paid discount points
- 48%
- Received lender credits
- 0%
- Purchases / refinances
- 91.9% / 8.1%
- Conventional / FHA / VA
- 43.6% / 46.3% / 5.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.2% of loans here — see methodology.
Where Click n' Close, Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 2,049 | $6,732 | 7.250% |
| Texas | 1,245 | $6,820 | 6.875% |
| Arizona | 1,032 | $4,809 | 6.990% |
| Ohio | 780 | $5,029 | 6.750% |
| Arkansas | 515 | $4,081 | 6.250% |
| Missouri | 431 | $3,932 | 6.500% |
| North Carolina | 399 | $4,094 | 6.875% |
| Tennessee | 377 | $5,532 | 6.875% |
| Georgia | 377 | $5,843 | 7.000% |
| New Mexico | 339 | $4,266 | 6.500% |
| Louisiana | 286 | $6,137 | 6.750% |
| Oklahoma | 243 | $4,921 | 6.500% |
| Indiana | 241 | $2,837 | 7.125% |
| Washington | 231 | $6,859 | 6.750% |
| California | 203 | $7,263 | 6.750% |
| Nevada | 166 | $4,861 | 7.000% |
| Kentucky | 160 | $3,667 | 7.000% |
| Kansas | 153 | $4,532 | 6.625% |
| South Carolina | 149 | $5,112 | 7.000% |
| Colorado | 148 | $3,778 | 6.500% |
| Michigan | 132 | $4,569 | 6.750% |
| Virginia | 113 | $6,502 | 7.125% |
| Alabama | 112 | $4,256 | 6.990% |
| Illinois | 111 | $5,961 | 6.875% |
| Maryland | 93 | $8,087 | 7.125% |
| Minnesota | 73 | $4,671 | 6.990% |
| Pennsylvania | 67 | $7,793 | 7.125% |
| Oregon | 53 | $5,841 | 6.438% |