APR.net

PULTE MORTGAGE LLC

18,825 mortgages originated in 2025 across 23 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
18,825
Median rate
5.625%
Median lender fees
$2,009
Median loan amount
$405,000
Median spread over APOR
-0.671
Paid discount points
79.6%
Received lender credits
21.4%
Purchases / refinances
100% / 0%
Conventional / FHA / VA
72.7% / 15.5% / 11.6%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.8% of loans here — see methodology.

Where PULTE MORTGAGE LLC lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Florida 4,200 $2,836 5.500%
Texas 3,108 $4,507 4.990%
North Carolina 1,555 $948 5.750%
South Carolina 1,148 $827 5.990%
Arizona 1,133 $1,526 4.990%
Ohio 1,064 $1,770 5.625%
California 943 $800 5.500%
Georgia 803 $2,127 5.375%
Nevada 748 $245 5.625%
Illinois 615 $1,721 6.500%
Indiana 610 $1,224 5.500%
Minnesota 434 $2,853 6.250%
Michigan 429 $1,928 6.500%
New Mexico 321 $2,283 4.990%
Maryland 278 $827 6.125%
Tennessee 213 $1,334 6.125%
Washington 193 $12 5.250%
Virginia 190 $798 6.188%
Kentucky 177 $1,730 5.500%
Colorado 173 $998 4.990%
New Jersey 165 $2,748 6.500%
Massachusetts 141 $550 6.500%
Pennsylvania 129 $2,319 6.625%