GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
6,891 mortgages originated in 2025 across 26 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,891
- Median rate
- 6.625%
- Median lender fees
- $6,579
- Median loan amount
- $265,000
- Median spread over APOR
- 0.426
- Paid discount points
- 50.8%
- Received lender credits
- 40.9%
- Purchases / refinances
- 87.7% / 11.9%
- Conventional / FHA / VA
- 60.7% / 29% / 9.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.8% of loans here — see methodology.
Where GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 1,346 | $8,031 | 6.625% |
| Michigan | 1,280 | $4,677 | 6.625% |
| Texas | 409 | $8,739 | 6.625% |
| Indiana | 364 | $4,875 | 6.625% |
| Nevada | 325 | $9,249 | 6.625% |
| North Carolina | 308 | $6,514 | 6.625% |
| Colorado | 278 | $6,605 | 6.625% |
| Wyoming | 244 | $7,046 | 6.375% |
| Washington | 213 | $9,768 | 6.625% |
| Ohio | 203 | $6,469 | 7.125% |
| Wisconsin | 183 | $4,749 | 6.875% |
| Illinois | 182 | $6,529 | 6.625% |
| Arizona | 158 | $9,888 | 6.625% |
| New Mexico | 145 | $4,020 | 6.625% |
| Missouri | 131 | $6,141 | 6.750% |
| Nebraska | 121 | $4,234 | 6.625% |
| Pennsylvania | 102 | $7,425 | 6.750% |
| Virginia | 95 | $6,235 | 6.625% |
| California | 81 | $12,177 | 6.625% |
| Utah | 79 | $9,326 | 6.500% |
| Oklahoma | 78 | $6,837 | 6.625% |
| Minnesota | 77 | $5,114 | 6.625% |
| Georgia | 75 | $9,596 | 6.500% |
| Kansas | 65 | $4,524 | 6.625% |
| Tennessee | 55 | $7,710 | 6.750% |
| South Carolina | 54 | $7,499 | 6.933% |