AMERICAN FINANCIAL NETWORK, INC.

13,125 mortgages originated in 2025 across 33 states, and what they cost borrowers.

Loans originated

13,125

Median rate

6.750%

Median lender fees

$10,320

Median loan amount

$305,000

Median spread over APOR

0.528

Paid discount points

0%

Received lender credits

65.9%

Purchases / refinances

77.5% / 22.5%

Conventional / FHA / VA

49.8% / 38.9% / 10.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 87.3% of loans here — see methodology.

Where AMERICAN FINANCIAL NETWORK, INC. lent

States with at least 50 loans in 2025, ranked by volume.