PHH Mortgage Corporation

7,655 mortgages originated in 2025 across 33 states, and what they cost borrowers.

Loans originated

7,655

Median rate

6.250%

Median lender fees

$6,259

Median loan amount

$285,000

Median spread over APOR

0.139

Paid discount points

54.3%

Received lender credits

33.4%

Purchases / refinances

11.8% / 83%

Conventional / FHA / VA

50.1% / 33.6% / 16.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 82% of loans here — see methodology.

Where PHH Mortgage Corporation lent

States with at least 50 loans in 2025, ranked by volume.