Lendage, LLC
10,890 mortgages originated in 2025 across 28 states, and what they cost borrowers.
30-year fixed, this week
7.32%
Freddie Mac's survey average for the week of October 22, 2026 — a year earlier it was 6.27%, and the past year ranged 5.98–7.40%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,890
- Median rate
- 11.000%
- Median lender fees
- —
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $65,000
- Above the going rate (spread over APOR)
- 4.970
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 0.3% / 19.2%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where Lendage, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,076 | — | 10.750% |
| Texas | 945 | — | 11.375% |
| Florida | 885 | — | 10.750% |
| Ohio | 719 | — | 11.250% |
| Illinois | 683 | — | 11.250% |
| Pennsylvania | 647 | — | 11.375% |
| Georgia | 617 | — | 10.750% |
| New Jersey | 614 | — | 11.000% |
| North Carolina | 534 | — | 11.375% |
| Michigan | 458 | — | 11.000% |
| Arizona | 415 | — | 10.750% |
| Tennessee | 369 | — | 11.250% |
| Maryland | 351 | — | 11.000% |
| Indiana | 349 | — | 11.375% |
| Washington | 297 | — | 11.250% |
| Wisconsin | 250 | — | 11.500% |
| Alabama | 221 | — | 11.000% |
| Colorado | 206 | — | 10.750% |
| Oregon | 199 | — | 10.750% |
| Kentucky | 162 | — | 10.750% |
| Oklahoma | 161 | — | 11.250% |
| Arkansas | 136 | — | 11.750% |
| Iowa | 133 | — | 10.750% |
| Louisiana | 126 | — | 11.250% |
| Kansas | 78 | — | 11.250% |
| Nebraska | 77 | — | 11.000% |
| Idaho | 71 | — | 11.125% |
| New Mexico | 70 | — | 11.500% |