NOVA FINANCIAL & INVESTMENT CORPORATION
5,005 mortgages originated in 2025 across 8 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,005
- Median rate
- 6.490%
- Median lender fees
- $5,095
- Median loan amount
- $305,000
- Median spread over APOR
- 0.204
- Paid discount points
- 60.8%
- Received lender credits
- 0.7%
- Purchases / refinances
- 74.9% / 25.1%
- Conventional / FHA / VA
- 59.2% / 29.3% / 10.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.3% of loans here — see methodology.
Where NOVA FINANCIAL & INVESTMENT CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Arizona | 3,560 | $4,942 | 6.490% |
| Colorado | 464 | $3,726 | 6.500% |
| Washington | 286 | $10,863 | 6.490% |
| Nevada | 184 | $6,645 | 6.500% |
| California | 132 | $6,163 | 6.563% |
| New Mexico | 119 | $4,358 | 6.490% |
| Oregon | 97 | $6,693 | 6.625% |
| Texas | 57 | $6,485 | 6.490% |