Sierra Pacific Mortgage Company, Inc.

7,434 mortgages originated in 2025 across 23 states, and what they cost borrowers.

Loans originated

7,434

Median rate

6.625%

Median lender fees

$8,574

Median loan amount

$355,000

Median spread over APOR

0.249

Paid discount points

54.7%

Received lender credits

37%

Purchases / refinances

79.6% / 15.9%

Conventional / FHA / VA

74.9% / 20.3% / 3.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.4% of loans here — see methodology.

Where Sierra Pacific Mortgage Company, Inc. lent

States with at least 50 loans in 2025, ranked by volume.