Farm Credit Mid-America
3,693 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,693
- Median rate
- 7.000%
- Median lender fees
- $6,983
- Median loan amount
- $325,000
- Median spread over APOR
- 0.548
- Paid discount points
- 0.4%
- Received lender credits
- 0.1%
- Purchases / refinances
- 77.3% / 12.6%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.3% of loans here — see methodology.
Where Farm Credit Mid-America lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Tennessee | 786 | $8,369 | 7.125% |
| Ohio | 706 | $5,852 | 7.000% |
| Indiana | 518 | $5,729 | 7.000% |
| Kentucky | 489 | $6,030 | 7.000% |
| Texas | 312 | $11,486 | 7.125% |
| Kansas | 174 | $7,598 | 7.000% |
| Iowa | 150 | $6,501 | 7.125% |
| Nebraska | 149 | $6,605 | 7.000% |
| South Dakota | 91 | $6,510 | 7.000% |
| Colorado | 63 | $8,890 | 7.000% |
| Illinois | 59 | $5,177 | 7.000% |
| Oklahoma | 59 | $8,663 | 7.000% |