CHURCHILL MORTGAGE CORPORATION

6,052 mortgages originated in 2025 across 29 states, and what they cost borrowers.

Loans originated

6,052

Median rate

6.625%

Median lender fees

$6,962

Median loan amount

$275,000

Median spread over APOR

0.349

Paid discount points

66.9%

Received lender credits

50.1%

Purchases / refinances

79.3% / 20.7%

Conventional / FHA / VA

75.3% / 17.2% / 6.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.4% of loans here — see methodology.

Where CHURCHILL MORTGAGE CORPORATION lent

States with at least 50 loans in 2025, ranked by volume.