ARK-LA-TEX FINANCIAL SERVICES, LLC.
15,382 mortgages originated in 2025 across 38 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 15,382
- Median rate
- 6.500%
- Median lender fees
- $5,813
- Median loan amount
- $285,000
- Median spread over APOR
- 0.205
- Paid discount points
- 52.8%
- Received lender credits
- 36.9%
- Purchases / refinances
- 86.3% / 13.7%
- Conventional / FHA / VA
- 54.7% / 28.6% / 15%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.4% of loans here — see methodology.
Where ARK-LA-TEX FINANCIAL SERVICES, LLC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 4,151 | $6,224 | 6.250% |
| Kentucky | 1,179 | $4,327 | 6.625% |
| Colorado | 914 | $4,502 | 6.625% |
| Florida | 795 | $6,998 | 6.500% |
| California | 751 | $9,468 | 6.490% |
| South Carolina | 545 | $5,053 | 6.624% |
| Tennessee | 524 | $5,632 | 6.500% |
| Michigan | 399 | $5,141 | 6.625% |
| Georgia | 387 | $6,490 | 6.375% |
| Arizona | 384 | $6,586 | 6.624% |
| Pennsylvania | 380 | $7,742 | 6.624% |
| Louisiana | 372 | $5,039 | 6.375% |
| Arkansas | 326 | $4,700 | 6.500% |
| Alabama | 314 | $6,609 | 6.500% |
| Nebraska | 303 | $4,111 | 6.500% |
| Wisconsin | 289 | $4,745 | 6.500% |
| Illinois | 280 | $5,751 | 6.625% |
| Iowa | 244 | $4,262 | 6.750% |
| Kansas | 243 | $3,324 | 6.750% |
| Ohio | 242 | $5,107 | 6.624% |
| North Carolina | 193 | $5,184 | 6.624% |
| Missouri | 182 | $3,417 | 6.624% |
| Utah | 180 | $5,858 | 6.500% |
| North Dakota | 176 | $5,143 | 6.200% |
| Indiana | 168 | $5,418 | 6.500% |
| New Jersey | 151 | $8,419 | 6.750% |
| Minnesota | 141 | $7,110 | 6.375% |
| Virginia | 139 | $6,953 | 6.490% |
| Nevada | 136 | $7,274 | 6.500% |
| Maryland | 103 | $9,860 | 6.250% |
| Massachusetts | 102 | $9,509 | 6.500% |
| Connecticut | 84 | $10,112 | 6.625% |
| Idaho | 81 | $9,088 | 6.375% |
| Oklahoma | 67 | $6,236 | 6.490% |
| Washington | 61 | $7,709 | 6.188% |
| Oregon | 61 | $7,552 | 6.375% |
| Maine | 57 | $4,791 | 6.500% |
| Delaware | 53 | $8,321 | 6.125% |