Kiavi Funding, Inc.

25,528 mortgages originated in 2025 across 34 states, and what they cost borrowers.

Loans originated

25,528

Median rate

9.950%

Median lender fees

—

Median loan amount

$215,000

Median spread over APOR

—

Paid discount points

0%

Received lender credits

0%

Purchases / refinances

73.8% / 26.2%

Conventional / FHA / VA

100% / 0% / 0%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.

Where Kiavi Funding, Inc. lent

States with at least 50 loans in 2025, ranked by volume.