Ixonia Bank

8,425 mortgages originated in 2025 across 21 states, and what they cost borrowers.

Loans originated

8,425

Median rate

6.750%

Median lender fees

$7,270

Median loan amount

$265,000

Median spread over APOR

0.589

Paid discount points

53.3%

Received lender credits

29.8%

Purchases / refinances

86.6% / 11.9%

Conventional / FHA / VA

63.5% / 27.1% / 6.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 92.7% of loans here — see methodology.

Where Ixonia Bank lent

States with at least 50 loans in 2025, ranked by volume.