HOMEXPRESS MORTGAGE CORP.
7,980 mortgages originated in 2025 across 30 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,980
- Median rate
- 7.375%
- Median lender fees
- $13,904
- Median loan amount
- $285,000
- Median spread over APOR
- 1.136
- Paid discount points
- 11.4%
- Received lender credits
- 12%
- Purchases / refinances
- 37.5% / 62.5%
- Conventional / FHA / VA
- 97.9% / 1.4% / 0.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 27.2% of loans here — see methodology.
Where HOMEXPRESS MORTGAGE CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,332 | $16,797 | 7.250% |
| Florida | 1,325 | $14,139 | 7.375% |
| Texas | 930 | $12,689 | 7.500% |
| Georgia | 254 | $12,987 | 7.500% |
| Arizona | 254 | $14,979 | 7.375% |
| Ohio | 210 | — | 7.750% |
| Pennsylvania | 201 | — | 7.750% |
| North Carolina | 197 | — | 7.625% |
| Tennessee | 196 | — | 7.500% |
| Alabama | 188 | — | 7.500% |
| New Jersey | 183 | — | 7.250% |
| Illinois | 183 | — | 7.625% |
| Hawaii | 181 | $17,379 | 7.375% |
| Washington | 172 | $13,442 | 7.375% |
| Oregon | 170 | $13,151 | 7.250% |
| Maryland | 162 | — | 7.625% |
| South Carolina | 158 | — | 7.375% |
| Virginia | 143 | — | 7.500% |
| Wisconsin | 122 | — | 7.688% |
| Nevada | 121 | — | 7.375% |
| Missouri | 119 | — | 7.500% |
| Colorado | 116 | $12,959 | 7.250% |
| Michigan | 108 | — | 7.625% |
| Massachusetts | 104 | — | 7.500% |
| Connecticut | 99 | — | 7.375% |
| Indiana | 93 | — | 7.750% |
| Louisiana | 81 | — | 7.500% |
| Utah | 79 | — | 7.375% |
| Oklahoma | 66 | — | 7.625% |
| Idaho | 57 | — | 7.250% |