AMERICAN FINANCING CORPORATION

5,418 mortgages originated in 2025 across 28 states, and what they cost borrowers.

Loans originated

5,418

Median rate

6.250%

Median lender fees

$9,357

Median loan amount

$205,000

Median spread over APOR

0.207

Paid discount points

69.7%

Received lender credits

2%

Purchases / refinances

18.9% / 68.3%

Conventional / FHA / VA

50.4% / 42.8% / 6.8%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.9% of loans here — see methodology.

Where AMERICAN FINANCING CORPORATION lent

States with at least 50 loans in 2025, ranked by volume.