SUN WEST MORTGAGE COMPANY, INC.
8,584 mortgages originated in 2025 across 32 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,584
- Median rate
- 6.250%
- Median lender fees
- $10,654
- Median loan amount
- $345,000
- Median spread over APOR
- 0.096
- Paid discount points
- 51.6%
- Received lender credits
- 48.2%
- Purchases / refinances
- 46.8% / 52%
- Conventional / FHA / VA
- 36.4% / 40% / 22.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 35.4% of loans here — see methodology.
Where SUN WEST MORTGAGE COMPANY, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,697 | $12,677 | 6.125% |
| Texas | 1,058 | $10,329 | 6.125% |
| Florida | 658 | $12,996 | 6.250% |
| Arizona | 538 | $13,985 | 6.125% |
| Georgia | 358 | $12,517 | 6.000% |
| Illinois | 304 | $10,873 | 6.750% |
| Ohio | 247 | $7,067 | 6.355% |
| North Carolina | 246 | $9,347 | 5.982% |
| Virginia | 245 | $10,158 | 5.990% |
| Tennessee | 239 | $11,545 | 6.000% |
| Maryland | 235 | $13,303 | 6.125% |
| Colorado | 229 | $13,808 | 6.000% |
| Missouri | 204 | $7,031 | 6.500% |
| New Jersey | 169 | — | 6.125% |
| Michigan | 166 | — | 6.250% |
| Washington | 165 | — | 5.875% |
| Oklahoma | 164 | $7,176 | 6.250% |
| South Carolina | 145 | — | 5.990% |
| Kansas | 135 | — | 6.375% |
| Nevada | 134 | — | 6.220% |
| Oregon | 124 | — | 5.875% |
| Pennsylvania | 116 | — | 6.375% |
| New York | 115 | — | 6.375% |
| Indiana | 112 | — | 6.250% |
| Alabama | 79 | — | 6.500% |
| Louisiana | 77 | — | 6.333% |
| Utah | 71 | — | 6.125% |
| Minnesota | 66 | — | 6.000% |
| Massachusetts | 55 | — | 6.750% |
| Wisconsin | 54 | — | 6.625% |
| Connecticut | 54 | — | 6.436% |
| Kentucky | 53 | — | 6.375% |