APR.net

SUN WEST MORTGAGE COMPANY, INC.

8,584 mortgages originated in 2025 across 32 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
8,584
Median rate
6.250%
Median lender fees
$10,654
Median loan amount
$345,000
Median spread over APOR
0.096
Paid discount points
51.6%
Received lender credits
48.2%
Purchases / refinances
46.8% / 52%
Conventional / FHA / VA
36.4% / 40% / 22.8%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 35.4% of loans here — see methodology.

Where SUN WEST MORTGAGE COMPANY, INC. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
California 1,697 $12,677 6.125%
Texas 1,058 $10,329 6.125%
Florida 658 $12,996 6.250%
Arizona 538 $13,985 6.125%
Georgia 358 $12,517 6.000%
Illinois 304 $10,873 6.750%
Ohio 247 $7,067 6.355%
North Carolina 246 $9,347 5.982%
Virginia 245 $10,158 5.990%
Tennessee 239 $11,545 6.000%
Maryland 235 $13,303 6.125%
Colorado 229 $13,808 6.000%
Missouri 204 $7,031 6.500%
New Jersey 169 6.125%
Michigan 166 6.250%
Washington 165 5.875%
Oklahoma 164 $7,176 6.250%
South Carolina 145 5.990%
Kansas 135 6.375%
Nevada 134 6.220%
Oregon 124 5.875%
Pennsylvania 116 6.375%
New York 115 6.375%
Indiana 112 6.250%
Alabama 79 6.500%
Louisiana 77 6.333%
Utah 71 6.125%
Minnesota 66 6.000%
Massachusetts 55 6.750%
Wisconsin 54 6.625%
Connecticut 54 6.436%
Kentucky 53 6.375%