CAPITAL Credit Union
2,012 mortgages originated in 2025 across one state, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,012
- Median rate
- 6.250%
- Median lender fees
- $1,395
- Median loan amount
- $105,000
- Median spread over APOR
- 0.050
- Paid discount points
- 0.1%
- Received lender credits
- 2.4%
- Purchases / refinances
- 26.6% / 47.8%
- Conventional / FHA / VA
- 99.6% / 0% / 0.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.5% of loans here — see methodology.
Where CAPITAL Credit Union lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Wisconsin | 2,012 | $1,395 | 6.250% |