RCN Capital, LLC
7,055 mortgages originated in 2025 across 23 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,055
- Median rate
- 7.839%
- Median lender fees
- —
- Median loan amount
- $165,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 41.3% / 15.2%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where RCN Capital, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 844 | — | 7.850% |
| Maryland | 677 | — | 7.750% |
| Pennsylvania | 568 | — | 7.979% |
| Michigan | 560 | — | 7.925% |
| Florida | 450 | — | 7.801% |
| Connecticut | 401 | — | 9.490% |
| Missouri | 357 | — | 7.457% |
| New York | 314 | — | 8.000% |
| New Jersey | 298 | — | 9.770% |
| North Carolina | 284 | — | 7.725% |
| Indiana | 262 | — | 7.763% |
| Illinois | 259 | — | 8.095% |
| Texas | 248 | — | 7.567% |
| Georgia | 220 | — | 7.916% |
| South Carolina | 173 | — | 7.600% |
| Tennessee | 152 | — | 7.537% |
| Alabama | 147 | — | 7.889% |
| Massachusetts | 138 | — | 9.990% |
| Virginia | 102 | — | 7.696% |
| Louisiana | 80 | — | 7.853% |
| Wisconsin | 76 | — | 7.853% |
| Delaware | 73 | — | 7.825% |
| Kentucky | 66 | — | 8.198% |