A&D Mortgage LLC

14,636 mortgages originated in 2025 across 28 states, and what they cost borrowers.

Loans originated

14,636

Median rate

6.750%

Median lender fees

$9,259

Median loan amount

$325,000

Median spread over APOR

0.326

Paid discount points

30.2%

Received lender credits

27.5%

Purchases / refinances

65.9% / 34.1%

Conventional / FHA / VA

94.8% / 4.8% / 0.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.8% of loans here — see methodology.

Where A&D Mortgage LLC lent

States with at least 50 loans in 2025, ranked by volume.