ALLIANT CREDIT UNION

8,359 mortgages originated in 2025 across 27 states, and what they cost borrowers.

Loans originated

8,359

Median rate

7.750%

Median lender fees

$4,855

Median loan amount

$205,000

Median spread over APOR

0.410

Paid discount points

6.9%

Received lender credits

22.9%

Purchases / refinances

34.7% / 18.9%

Conventional / FHA / VA

98.3% / 0.5% / 1.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 27.1% of loans here — see methodology.

Where ALLIANT CREDIT UNION lent

States with at least 50 loans in 2025, ranked by volume.