LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation

5,807 mortgages originated in 2025 across 28 states, and what they cost borrowers.

Loans originated

5,807

Median rate

6.000%

Median lender fees

$4,526

Median loan amount

$435,000

Median spread over APOR

-0.239

Paid discount points

45.5%

Received lender credits

70.8%

Purchases / refinances

43.6% / 56.4%

Conventional / FHA / VA

96.3% / 2.3% / 1.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.

Where LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation lent

States with at least 50 loans in 2025, ranked by volume.