AMERITRUST MORTGAGE CORPORATION
3,194 mortgages originated in 2025 across 14 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,194
- Median rate
- 6.990%
- Median lender fees
- $13,707
- Median loan amount
- $385,000
- Median spread over APOR
- 0.769
- Paid discount points
- 18.5%
- Received lender credits
- 23.5%
- Purchases / refinances
- 55.4% / 44.6%
- Conventional / FHA / VA
- 75% / 22.1% / 2.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 59.5% of loans here — see methodology.
Where AMERITRUST MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,372 | $14,565 | 6.990% |
| Florida | 389 | $17,710 | 6.750% |
| Texas | 211 | $14,665 | 6.875% |
| Louisiana | 85 | $13,256 | 6.990% |
| Wisconsin | 71 | $6,185 | 6.625% |
| Maryland | 62 | — | 6.624% |
| Ohio | 61 | — | 6.999% |
| North Carolina | 58 | — | 7.250% |
| Illinois | 55 | — | 7.375% |
| Michigan | 55 | — | 7.375% |
| Arizona | 53 | — | 7.375% |
| Georgia | 52 | — | 6.933% |
| Pennsylvania | 51 | — | 6.875% |
| Nevada | 50 | — | 6.875% |