FIRST ALLIANCE HOME MORTGAGE, LLC
1,256 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,256
- Median rate
- 6.624%
- Median lender fees
- $9,819
- Median loan amount
- $305,000
- Median spread over APOR
- 0.401
- Paid discount points
- 56.4%
- Received lender credits
- 38.1%
- Purchases / refinances
- 72.5% / 27.5%
- Conventional / FHA / VA
- 63.6% / 33.7% / 2.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86.4% of loans here — see methodology.
Where FIRST ALLIANCE HOME MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New Jersey | 374 | $10,569 | 6.625% |
| Pennsylvania | 297 | $8,377 | 6.625% |
| Maryland | 111 | $9,880 | 6.490% |
| Florida | 88 | $14,006 | 6.625% |
| Illinois | 79 | $3,194 | 6.625% |
| North Carolina | 59 | — | 6.375% |