Affordable Mortgage Advisors, LLC.
4,153 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,153
- Median rate
- 6.625%
- Median lender fees
- $5,997
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $285,000
- Above the going rate (spread over APOR)
- 0.346
- Paid discount points
- 37.2%
- Received lender credits
- 17.5%
- Purchases / refinances
- 89.4% / 10.6%
- Conventional / FHA / VA
- 69.5% / 22.9% / 6.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.9% of loans here — see methodology.
Where Affordable Mortgage Advisors, LLC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New Jersey | 1,545 | $5,996 | 6.625% |
| Pennsylvania | 992 | $5,750 | 6.625% |
| Florida | 445 | $7,363 | 6.625% |
| Illinois | 355 | $5,735 | 6.750% |
| Texas | 171 | $6,896 | 6.625% |
| Massachusetts | 141 | $4,926 | 6.625% |
| Maine | 133 | $4,675 | 6.250% |
| Louisiana | 87 | $7,095 | 6.390% |
| Maryland | 64 | $8,908 | 6.625% |