RUOFF MORTGAGE COMPANY, INC.
9,934 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,934
- Median rate
- 6.750%
- Median lender fees
- $3,647
- Median loan amount
- $205,000
- Median spread over APOR
- 0.489
- Paid discount points
- 48.8%
- Received lender credits
- 16.4%
- Purchases / refinances
- 89.6% / 10.4%
- Conventional / FHA / VA
- 68.2% / 24.3% / 5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97.6% of loans here — see methodology.
Where RUOFF MORTGAGE COMPANY, INC. lent
States with at least 50 loans in 2025, ranked by volume.