APR.net

AMWEST FUNDING CORP.

12,091 mortgages originated in 2025 across 29 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
12,091
Median rate
6.875%
Median lender fees
Median loan amount
$325,000
Median spread over APOR
0.654
Paid discount points
21.2%
Received lender credits
32.5%
Purchases / refinances
54.2% / 45.8%
Conventional / FHA / VA
95.8% / 3.4% / 0.8%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.

Where AMWEST FUNDING CORP. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
California 4,633 7.000%
Florida 1,634 7.000%
Texas 1,476 6.875%
Georgia 546 6.875%
Utah 295 6.375%
New Jersey 281 6.750%
Arizona 251 6.750%
Virginia 241 6.875%
Pennsylvania 236 7.125%
Illinois 224 7.000%
North Carolina 208 6.875%
Washington 187 7.125%
Massachusetts 136 6.750%
Colorado 131 6.875%
Tennessee 121 6.875%
New York 119 7.250%
Connecticut 112 6.875%
Ohio 110 7.000%
Nevada 109 7.000%
Oklahoma 107 6.875%
Michigan 104 7.375%
Indiana 96 6.750%
Maryland 96 6.875%
Alabama 78 7.000%
South Carolina 72 7.000%
Louisiana 71 6.875%
Missouri 58 6.750%
Kentucky 57 7.125%
Oregon 53 6.750%