DEEPHAVEN MORTGAGE LLC
8,066 mortgages originated in 2025 across 32 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,066
- Median rate
- 7.500%
- Median lender fees
- $10,291
- Median loan amount
- $255,000
- Median spread over APOR
- 1.674
- Paid discount points
- 21.3%
- Received lender credits
- 22%
- Purchases / refinances
- 42.4% / 28.5%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 38.5% of loans here — see methodology.
Where DEEPHAVEN MORTGAGE LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 1,549 | $12,166 | 7.375% |
| California | 1,010 | $10,698 | 7.875% |
| Texas | 738 | $10,518 | 7.375% |
| North Carolina | 355 | $7,988 | 7.375% |
| Georgia | 352 | $10,328 | 7.500% |
| New Jersey | 274 | $10,548 | 7.875% |
| Ohio | 265 | $7,509 | 7.625% |
| Pennsylvania | 231 | $10,434 | 7.500% |
| Illinois | 205 | $8,542 | 7.625% |
| Virginia | 205 | $7,844 | 7.500% |
| Tennessee | 201 | $8,866 | 7.375% |
| Arizona | 193 | $11,614 | 7.375% |
| New York | 155 | — | 7.625% |
| Maryland | 155 | — | 7.750% |
| Colorado | 154 | $10,686 | 7.500% |
| Michigan | 146 | $8,656 | 7.750% |
| Indiana | 146 | — | 7.750% |
| Washington | 134 | $9,608 | 7.625% |
| Louisiana | 130 | — | 7.500% |
| Alabama | 129 | — | 7.500% |
| South Carolina | 122 | — | 7.438% |
| Nevada | 104 | — | 7.375% |
| Connecticut | 101 | — | 7.375% |
| Missouri | 89 | — | 7.500% |
| Oregon | 89 | — | 7.625% |
| Utah | 86 | $7,581 | 7.500% |
| Kentucky | 84 | — | 7.375% |
| Massachusetts | 80 | — | 7.500% |
| Oklahoma | 75 | — | 7.500% |
| Minnesota | 57 | — | 7.750% |
| Idaho | 54 | — | 7.990% |
| Hawaii | 52 | — | 7.625% |