NEXERA HOLDING LLC
5,802 mortgages originated in 2025 across 20 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,802
- Median rate
- 7.375%
- Median lender fees
- $11,254
- Median loan amount
- $345,000
- Median spread over APOR
- 1.009
- Paid discount points
- 33.9%
- Received lender credits
- 35.5%
- Purchases / refinances
- 50% / 50%
- Conventional / FHA / VA
- 99.4% / 0.6% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.2% of loans here — see methodology.
Where NEXERA HOLDING LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,755 | $10,705 | 7.375% |
| Florida | 674 | $14,026 | 7.375% |
| Texas | 566 | $12,668 | 7.375% |
| Arizona | 358 | $10,586 | 7.375% |
| Washington | 190 | $10,858 | 7.250% |
| Georgia | 183 | $11,139 | 7.375% |
| New Jersey | 179 | $14,167 | 7.375% |
| Illinois | 168 | $12,385 | 7.625% |
| Pennsylvania | 143 | $8,635 | 7.625% |
| Colorado | 119 | $10,688 | 7.125% |
| North Carolina | 118 | $9,741 | 7.500% |
| Oregon | 115 | $11,829 | 7.250% |
| Ohio | 113 | — | 7.500% |
| Utah | 111 | $12,220 | 7.125% |
| South Carolina | 102 | $10,007 | 7.375% |
| Michigan | 91 | — | 7.625% |
| Nevada | 91 | — | 7.125% |
| Tennessee | 82 | — | 7.250% |
| Connecticut | 79 | — | 7.500% |
| Hawaii | 67 | $10,599 | 7.375% |