APR.net

LONGBRIDGE FINANCIAL, LLC

5,120 mortgages originated in 2025 across 26 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
5,120
Median rate
6.250%
Median lender fees
Median loan amount
$225,000
Median spread over APOR
Paid discount points
0%
Received lender credits
0%
Purchases / refinances
3.9% / 73.1%
Conventional / FHA / VA
21.5% / 78.5% / 0%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.

Where LONGBRIDGE FINANCIAL, LLC lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
California 1,040 6.625%
Florida 396 6.250%
Texas 315 6.125%
New York 235 6.375%
Arizona 220 6.250%
Utah 193 6.000%
Massachusetts 191 6.500%
Tennessee 179 5.875%
Colorado 166 6.250%
North Carolina 147 6.125%
Washington 144 6.375%
New Jersey 138 6.375%
Pennsylvania 135 6.125%
Virginia 121 6.125%
Michigan 120 6.125%
Georgia 115 6.250%
Oregon 107 6.375%
Nevada 100 6.125%
Ohio 76 6.000%
Maryland 76 6.000%
South Carolina 76 6.000%
Illinois 58 6.125%
Indiana 56 6.125%
Connecticut 52 6.188%
New Hampshire 52 6.250%
Missouri 52 6.125%