Third Federal Savings and Loan Association of Cleveland
21,298 mortgages originated in 2025 across 25 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 21,298
- Median rate
- 6.990%
- Median lender fees
- —
- Median loan amount
- $135,000
- Median spread over APOR
- -0.270
- Paid discount points
- 0%
- Received lender credits
- 0.2%
- Purchases / refinances
- 14.5% / 34.7%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 32.6% of loans here — see methodology.
Where Third Federal Savings and Loan Association of Cleveland lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 7,970 | $2,136 | 6.740% |
| Florida | 3,765 | — | 6.990% |
| California | 2,301 | — | 6.990% |
| Georgia | 772 | — | 6.990% |
| New Jersey | 746 | — | 6.990% |
| North Carolina | 672 | — | 6.990% |
| Illinois | 535 | — | 6.990% |
| Virginia | 526 | — | 6.990% |
| Washington | 395 | — | 6.990% |
| Colorado | 392 | — | 6.990% |
| Pennsylvania | 392 | — | 6.990% |
| New York | 288 | — | 6.990% |
| Maryland | 287 | — | 6.990% |
| Tennessee | 248 | — | 6.990% |
| Massachusetts | 246 | — | 6.990% |
| South Carolina | 243 | — | 6.990% |
| Arizona | 226 | — | 6.990% |
| Kentucky | 215 | — | 6.890% |
| Michigan | 212 | — | 6.990% |
| Indiana | 203 | — | 6.990% |
| Missouri | 175 | — | 6.990% |
| Connecticut | 145 | — | 6.990% |
| Oregon | 140 | — | 6.990% |
| Minnesota | 79 | — | 6.990% |
| New Hampshire | 67 | — | 6.990% |