APR.net

LENDSURE MORTGAGE CORP.

3,529 mortgages originated in 2025 across 21 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
3,529
Median rate
7.500%
Median lender fees
Median loan amount
$355,000
Median spread over APOR
1.223
Paid discount points
7.8%
Received lender credits
3.9%
Purchases / refinances
70% / 29.8%
Conventional / FHA / VA
100% / 0% / 0%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.

Where LENDSURE MORTGAGE CORP. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Florida 505 7.500%
California 468 7.500%
Texas 301 7.500%
Utah 146 7.375%
Arizona 133 7.500%
Georgia 129 7.500%
Massachusetts 119 7.500%
South Carolina 118 7.500%
Washington 111 7.375%
Illinois 106 7.750%
North Carolina 104 7.625%
Colorado 101 7.375%
Oregon 94 7.500%
Nevada 88 7.500%
Missouri 70 7.750%
Tennessee 66 7.563%
Pennsylvania 65 7.625%
Michigan 65 7.625%
Hawaii 62 7.500%
New Jersey 54 7.625%
Idaho 52 7.375%