Filo Mortgage, L.L.C.
2,569 mortgages originated in 2025 across 15 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,569
- Median rate
- 6.490%
- Median lender fees
- $7,190
- Median loan amount
- $365,000
- Median spread over APOR
- 0.136
- Paid discount points
- 42%
- Received lender credits
- 53.6%
- Purchases / refinances
- 68.4% / 30.9%
- Conventional / FHA / VA
- 76% / 16.8% / 7.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.9% of loans here — see methodology.
Where Filo Mortgage, L.L.C. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 435 | $8,222 | 6.375% |
| Pennsylvania | 345 | $10,225 | 6.625% |
| Texas | 260 | $8,654 | 6.495% |
| California | 165 | $5,857 | 6.375% |
| North Carolina | 159 | $7,484 | 6.500% |
| Alabama | 142 | $6,935 | 6.375% |
| Georgia | 127 | $6,951 | 6.490% |
| Virginia | 89 | $6,224 | 6.375% |
| Tennessee | 83 | $5,652 | 6.490% |
| New Jersey | 75 | $8,179 | 6.375% |
| Washington | 74 | $6,159 | 6.250% |
| Arizona | 71 | $5,495 | 6.500% |
| South Carolina | 70 | $6,957 | 6.624% |
| Illinois | 67 | $6,674 | 6.490% |
| Michigan | 66 | $4,745 | 6.625% |