PANORAMA MORTGAGE GROUP, LLC
2,006 mortgages originated in 2025 across 11 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,006
- Median rate
- 7.000%
- Median lender fees
- $11,117
- Median loan amount
- $265,000
- Median spread over APOR
- 0.621
- Paid discount points
- 32.8%
- Received lender credits
- 33.7%
- Purchases / refinances
- 94.1% / 5.8%
- Conventional / FHA / VA
- 51.6% / 46.3% / 2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 51% of loans here — see methodology.
Where PANORAMA MORTGAGE GROUP, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Nevada | 336 | $11,842 | 7.000% |
| Texas | 274 | $9,846 | 7.750% |
| California | 216 | $13,095 | 6.750% |
| New Jersey | 193 | $19,803 | 6.500% |
| Colorado | 156 | — | 7.750% |
| Florida | 134 | $11,011 | 6.750% |
| Indiana | 120 | $7,182 | 6.625% |
| Georgia | 117 | $12,605 | 7.000% |
| Oklahoma | 106 | — | 7.750% |
| Illinois | 99 | — | 7.750% |
| Virginia | 70 | — | 7.750% |