FINANCE OF AMERICA REVERSE LLC
8,696 mortgages originated in 2025 across 28 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,696
- Median rate
- 6.500%
- Median lender fees
- —
- Median loan amount
- $245,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 3% / 56.3%
- Conventional / FHA / VA
- 30.1% / 69.9% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where FINANCE OF AMERICA REVERSE LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 2,527 | — | 8.990% |
| Florida | 786 | — | 6.500% |
| Texas | 524 | — | 6.375% |
| Arizona | 401 | — | 6.500% |
| New York | 368 | — | 6.500% |
| Washington | 337 | — | 6.500% |
| Colorado | 303 | — | 6.375% |
| New Jersey | 280 | — | 6.500% |
| North Carolina | 254 | — | 6.125% |
| Georgia | 195 | — | 6.375% |
| Virginia | 189 | — | 6.250% |
| Nevada | 187 | — | 6.520% |
| Oregon | 155 | — | 6.375% |
| South Carolina | 153 | — | 6.500% |
| Utah | 152 | — | 6.375% |
| Pennsylvania | 142 | — | 6.375% |
| Massachusetts | 139 | — | 6.625% |
| Tennessee | 129 | — | 6.125% |
| Idaho | 119 | — | 6.495% |
| Illinois | 111 | — | 6.500% |
| Michigan | 105 | — | 6.375% |
| Maryland | 101 | — | 6.250% |
| Hawaii | 101 | — | 8.240% |
| Ohio | 95 | — | 6.250% |
| Missouri | 77 | — | 6.375% |
| Indiana | 76 | — | 6.375% |
| Connecticut | 75 | — | 6.500% |
| Minnesota | 58 | — | 6.500% |