ANGEL OAK MORTGAGE SOLUTIONS LLC
6,232 mortgages originated in 2025 across 22 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,232
- Median rate
- 7.499%
- Median lender fees
- $12,815
- Median loan amount
- $305,000
- Median spread over APOR
- 1.236
- Paid discount points
- 17.1%
- Received lender credits
- 16.3%
- Purchases / refinances
- 52.2% / 46.7%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 36.4% of loans here — see methodology.
Where ANGEL OAK MORTGAGE SOLUTIONS LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 1,936 | $14,430 | 7.374% |
| California | 979 | $14,540 | 7.499% |
| Texas | 491 | $12,502 | 7.249% |
| Georgia | 268 | $10,866 | 7.499% |
| South Carolina | 250 | $10,176 | 7.374% |
| North Carolina | 246 | $8,713 | 7.499% |
| Virginia | 201 | $9,742 | 7.374% |
| New Jersey | 153 | $12,141 | 7.625% |
| Pennsylvania | 147 | — | 7.374% |
| Arizona | 137 | — | 7.749% |
| Maryland | 132 | — | 7.499% |
| Colorado | 107 | — | 7.374% |
| Illinois | 98 | — | 7.874% |
| Tennessee | 97 | — | 7.374% |
| Washington | 90 | — | 7.499% |
| Hawaii | 79 | — | 7.374% |
| Michigan | 71 | — | 7.749% |
| Connecticut | 65 | — | 7.749% |
| Ohio | 63 | — | 7.374% |
| Indiana | 55 | — | 7.624% |
| Minnesota | 51 | — | 7.374% |
| Alabama | 50 | — | 7.499% |