LoanUnited.com, LLC
4,203 mortgages originated in 2025 across 21 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,203
- Median rate
- 6.000%
- Median lender fees
- $9,760
- Median loan amount
- $355,000
- Median spread over APOR
- -0.060
- Paid discount points
- 65.6%
- Received lender credits
- 38.9%
- Purchases / refinances
- 40.8% / 59.1%
- Conventional / FHA / VA
- 10.9% / 38.7% / 50.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where LoanUnited.com, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 477 | $9,789 | 6.125% |
| Florida | 416 | $10,790 | 6.125% |
| Georgia | 412 | $9,049 | 6.125% |
| California | 409 | $12,969 | 6.000% |
| Virginia | 330 | $9,372 | 6.125% |
| Arizona | 273 | $10,052 | 6.125% |
| Colorado | 169 | $8,582 | 5.875% |
| North Carolina | 157 | $7,805 | 5.990% |
| Tennessee | 157 | $10,106 | 5.990% |
| Washington | 110 | $11,844 | 5.995% |
| Maryland | 107 | $12,926 | 5.990% |
| Ohio | 101 | $9,110 | 6.125% |
| South Carolina | 100 | $8,280 | 6.125% |
| Pennsylvania | 96 | $12,257 | 6.000% |
| Michigan | 70 | $10,003 | 5.990% |
| New Jersey | 70 | $11,666 | 6.250% |
| Alabama | 68 | $7,525 | 6.125% |
| Illinois | 62 | $7,997 | 6.125% |
| Oklahoma | 60 | $8,437 | 6.125% |
| Nevada | 55 | $10,619 | 5.990% |
| Oregon | 50 | $9,490 | 5.875% |