LEADERONE FINANCIAL CORPORATION
5,519 mortgages originated in 2025 across 17 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,519
- Median rate
- 6.625%
- Median lender fees
- $6,540
- Median loan amount
- $255,000
- Median spread over APOR
- 0.423
- Paid discount points
- 47.6%
- Received lender credits
- 37.3%
- Purchases / refinances
- 85.8% / 14.2%
- Conventional / FHA / VA
- 60.2% / 28.9% / 8.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95.8% of loans here — see methodology.
Where LEADERONE FINANCIAL CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Missouri | 1,526 | $5,251 | 6.625% |
| Illinois | 660 | $6,422 | 6.750% |
| Florida | 521 | $7,405 | 6.625% |
| California | 395 | $10,047 | 6.500% |
| Kansas | 382 | $5,983 | 6.625% |
| Washington | 233 | $8,112 | 6.625% |
| Alabama | 224 | $7,988 | 6.625% |
| Indiana | 223 | $5,243 | 6.875% |
| Maine | 215 | $4,967 | 6.750% |
| Georgia | 191 | $7,340 | 6.500% |
| Texas | 174 | $8,150 | 6.624% |
| Colorado | 109 | $7,926 | 6.500% |
| Michigan | 106 | $5,994 | 6.625% |
| Tennessee | 92 | $8,357 | 6.625% |
| Arkansas | 81 | $7,378 | 6.625% |
| Ohio | 80 | $7,809 | 6.625% |
| Nevada | 64 | $7,878 | 6.875% |